Today’s rocky economy is causing a lot of pain.  In this Great Recession many honest, hardworking Americans are being pulled under by crushing debt. People who never expected to face money problems are suffering intolerable stress, sleepless nights, and tension in their families.

Does this sound like you? Are you going through this type of financial crisis in your life?  If so, enough is enough! It’s time to draw the line and take back your life.  One and a half million people filed for bankruptcy in 2009, and a greater number are expected to file in 2010.  Millions of Americans have used the bankruptcy laws to rebuild their credit and get back on track. These same opportunities are available to you. Suffering alone under hopeless debt is not the answer.

Bankruptcy Is Not A Moral Failure

Creditors and debt collectors work hard to convince you that the only people who file for bankruptcy are deadbeats and losers. This is nonsense. Since biblical times people have understood that honest debtors who are stuck in a rut deserve a second chance. Modern bankruptcy laws are built on this same principle. In testimony before Congress in 2007, Senior Bankruptcy Judge A. Jay Cristol explained:

In my more than two decades on the bench I have observed that almost all consumer debtors seeking relief in the bankruptcy court are honest, decent, hardworking citizens who suffered a catastrophic financial tragedy, seldom of their own making, such as serious medical disaster and no health insurance, loss of employment, dissolution of a marriage or some financial mistake or misfortune.

If you are going through this type of misfortune, there is a way out. I can help.

Bankruptcy is a major step with serious consequences. It is not always the right solution. If I believe another way is better for you I will tell you. But if bankruptcy is right for you, there is no reason to hesitate. You will probably wonder why you waited so long.

For more information about your options under Chapter 7 and Chapter 13 of the U.S. Bankruptcy Code. I invite you to take a few minutes to read through the rest of this site. Then, when you are ready to end your debt problems and make a fresh start, call my office at 202-559-0259 to set up a confidential, free consultation.